At Capital One, we??re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.Sr. Business Manager, SB Bank CGAThis role is for a Credit Governance Advisor to support Capital One??s Small Business Bank line of business. The position is in Consumer Credit Risk Management (CCRM) and provides credit risk partnership to first line Credit Officers and analysts. It??s an exciting opportunity for a high-trajectory analyst to demonstrate and develop your credit talent. You will work directly with some of Capital One??s best credit leaders, in both the first and second lines of defense. You will influence the development of Small Business Bank??s credit programs, gaining exposure and experience with credit analysis that is not available anywhere else in the company. And you will learn how one of the world??s best credit companies manages and governs our credit risks.The successful candidate should ideally have a background in credit analytics and the ability to partner with and influence senior credit leaders in both the first and second lines of defense. You should have a desire to grow your portfolio of credit experiences, strong results focus, and great attention to detail. The position is located in McLean.Specific responsibilities include, but are not limited to:- Strategic leadership: Partner with other top credit leaders to develop business strategies that will drive growth, profitability, and competitive success for Capital One in the face of shifting consumer and regulatory behavior- Credit Risk: Drive step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis- Credit Governance: own, deliver and improve on credit governance processes for your business, following Capital One policy and practice. These processes may include credit program and credit decision approvals, credit governance reporting, loss forecasting, stress testing, portfolio monitoring, and various ad-hoc analyses- Leadership: May manage and develop a team of analysts, coaching and mentoring associates with a goal of developing and retaining talent at Capital One- Partnership: Work closely with colleagues across Capital One including M&A teams, Data Scientists, Finance, Risk Management and others to drive improvement in analytical quality, credit results and profitability- Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management- Strong business judgment, leadership and integrity: He/she should be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business- Strong executive communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills- Clear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environmentBasic Qualifications:? Bachelor??s Degree or military experience? At least 2 years of experience in quantitative analysis? At least 2 years of experience in qualitative analysis? At least 1 year of experience in people management? At least 1 year of experience in project managementPreferred Qualifications:? Master??s Degree? 5+ years of experience in quantitative analysis? 5+ years of experience in qualitative analysis? 2+ years of experience in people management? 2+ years of experience in product development? 2+ years of experience in financial modeling? 2+ years of experience in economic forecasting? 2+ years of experience in project managementCapital One will consider sponsoring a new qualified applicant for employment authorization for this position.
Associated topics: analyst, analyze, bi, business, examiner, financial analyst, forecasting, investment banking, investment fund, regulation